When Your Teen Crashes Your Car: Liability and Insurance Issues

As a parent, you want to do everything you can for your child to have positive learning experiences in safe environments. Part of that means letting go and handing over control to teens to make smart and responsible decisions. There is no better example than your teen being allowed to drive your car. Even if they are showing signs of being a very safe and responsible driver, accidents can still occur.

If your teen has crashed your car, you are no doubt dealing with insurance and liability issues, which are probably causing a lot of stress. You can use these tips to help you through this tumultuous time following a car accident.

Your Teen’s Health Is the First Priority

Before you get too wrapped up in liability and insurance issues, the priority needs to be your teen’s health. Getting immediate medical attention is imperative as not all injuries are visible. They could have internal injuries that need to be treated. The other side of getting medical attention is that you will have an official medical record that outlines your teen’s injuries and what caused them.

Call the Police to the Scene

It’s also important to call the police to the scene of the crash so there is official documentation of what occurred. Taking photos of the damage to the car, others involved, and pictures of injuries can also be important when dealing with liability and insurance issues.

Advise Your Teen Not to Speak to Anyone

Your teen should also be advised not to speak to the other driver(s) involved in the accident or their insurance companies. Any official questions should go through a lawyer so that your teen is well-protected. Remember, anything they can say can then be used against them.

The Other Driver’s Insurance Company Isn’t Looking Out for Your Teen

Insurance companies are notorious for being difficult to deal with. Should the accident have been caused by another party – a negligent party – their insurance company will try to lowball your teen in terms of a settlement. They aren’t your friend, and they aren’t concerned about your teen; they just want to pay the smallest amount possible, and they hope you’ll accept the offer.

Contact One of Our Experienced Lawyers

The best way to protect your teen, and frankly your wallet, is to contact one of our experienced lawyers at William J. Luse. We have handled many accident cases just like yours, so we understand how the law works, how to properly deal with insurance companies and what liability means. We can answer all your questions and take the stress off your shoulders.

Contacting a lawyer is even more important if your teen wasn’t the negligent party in the accident, as they could be eligible to receive compensation. Again, that’s something we can discuss with you and go over all your options. Let us at William J. Luse expertly handle your case and alleviate your stress.

You can visit us in person at 917 Broadway St, Myrtle Beach, SC 29577.

You can also call us for a free consultation at (843) 839-4795.